Digital Driver™ offers Insurance Companies a comprehensive solution to encourage safer driving behaviour and manage risk through a highly engaging App interface for the policyholder.

Auto Insurers are invited to request a trial code by visiting the OCTO web site located in the ‘Developer contact’ section and experience the effectiveness of the services included within the app:

• Driving Style and Trip Details. Drivers can visualize each trip and be informed on basic statistics and information to increase their level of awareness of their driving style
• DriveAbility® Scores. A range of market-leading scores enabling the evaluation of different aspects of driving that affect risk and provide the user with transparent indicators to a safer driving style
• Distracted Driver. Detect smartphone usage events while driving that significantly distract the driver, increasing the awareness about risky behaviour.

The App can be enriched with additional features to incentivise safer driving through engaging gamification or to exploit a wide range of services related to automatic crash detection levereging smartphone sensors or by adhering a small Smart Tag on the windshield.

• Crash report and Crash Summary List. Both policyholder and Insurer can immediately get crash dynamics with accurate reconstruction
• Early FNOL via a Web Interface. Insurer can be supported in the early notice of loss based on telematics real time events and timely access to the driver’s data through an easy-to-use web platform
• Crash Reverse Assessment. To further improve the claim process, Insurers can obtain additional support to check and assess a received claim.
• Breakdown Call (B-call). Drivers can ask for assistance and be located for prompt service

Digital Driver™ provides immediate advantages in terms of customer loyalty, segmentation, portfolio selection, risk analysis and a positive influence on driving behaviour as well as assisting drivers in the event of an accident and making their subsequent experience with the Insurance company more pleasant.

OCTO supports its business customers with a solution that is easily configured, supports rapid launch in each market, and simultaneously addresses core activities of risk pricing and crash management.

Ask the trial code, download the app and… start driving!